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Personal, business, and emergency loans with transparent rates and fast approvals.
Loan categories
Personal
50K – 5M FCFA
Business
500K – 20M FCFA
Emergency
25K – 200K FCFA
Education
100K – 3M FCFA
Adjust the sliders to model amount and term. Every digit recalculates live. Rates are indicative; final approval may vary.
Repayment as a share of your monthly income
Monthly payment of FCFA 68,872 against an income of FCFA 350,000. Healthy is under 20%, caution above 35%.
Estimated monthly payment
68,872 FCFA
Total repayable
1,652,922 FCFA
Transparent rates, real humans, and no early-repayment penalties.
| Feature | NtaCCUL | Commercial bank | Microfinance |
|---|---|---|---|
| Personal loan APR | 9% | 12 – 18% | 14 – 28% |
| Approval time | 48 hours | 7 – 14 days | 24 – 72 hours |
| Early-repayment penalty | |||
| Grace period | Up to 3 months | Rarely | None |
| Hidden fees | |||
| Member dividend eligibility |
