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Nine products for every stage of your financial journey.

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Premium VISA cardTap-to-pay anywhere VISA is accepted, with 150,000 FCFA daily limit and member rewards.Loan servicesPersonal, business, and emergency loans with transparent rates and fast approvals.Savings accountsFlexible daily savings with competitive dividends and instant mobile access.Mobile bankingCheck balances, transfer, and download statements from any smartphone.USSD bankingDial #237*907# to bank without internet — works on every feature phone.Money transfersReceive and send funds through Western Union, MoneyGram, and Ria.ATM network24/7 withdrawals across MTN and Orange-linked ATMs countrywide.Fixed depositsGrow your savings with guaranteed returns over 3, 6, or 12 months.Financial educationFree workshops, guides, and mentoring for first-time savers and entrepreneurs.
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  • 100,000+ Members
  • 18 Branches
  • 52 Years of Trust
  • Since 1972
  • 24/7 USSD · #237*907#
  • Northwest · Littoral · West
  • 100,000+ Members
  • 18 Branches
  • 52 Years of Trust
  • Since 1972
  • 24/7 USSD · #237*907#
  • Northwest · Littoral · West
  • VISA
  • Western Union
  • MoneyGram
  • Ria
  • MTN Mobile Money
  • Orange Money
  • OXFAM
  • Rainbow Care
  • VISA
  • Western Union
  • MoneyGram
  • Ria
  • MTN Mobile Money
  • Orange Money
  • OXFAM
  • Rainbow Care
NtaCCUL logoNtaCCULCredit union

Gateway to Your Financial Strength

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Contact+237 682 65 77 73info@ntaccul.orgNtarikon, Mankon, Bamenda · P.O. Box 716Mon–Fri · 8:00 – 16:00
© 2026 NtaCCUL · All rights reserved.Concept demo by XONECH LLC. Not affiliated with Ntarikon Cooperative Credit Union Limited.
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Fast approval

Loan services

Personal, business, and emergency loans with transparent rates and fast approvals.

Get startedTalk to a branch

Loan categories

Personal

50K – 5M FCFA

9% APR

Business

500K – 20M FCFA

10% APR

Emergency

25K – 200K FCFA

12% APR

Education

100K – 3M FCFA

8% APR
How much do you need?

Estimate your repayment in seconds

Adjust the sliders to model amount and term. Rates are indicative; final approval may vary.

How much do you need?FCFA 1,500,000
FCFA 50,000FCFA 10,000,000
Term24 months
3 · mo60 · mo
Total repayableFCFA 1,652,922
Principal · 91%
PrincipalFCFA 1,500,000
InterestFCFA 152,922
Affordability check

Repayment as a share of your monthly income

19.7%Healthy

Monthly payment of FCFA 68,872 against an income of FCFA 350,000. Healthy is under 20%, caution above 35%.

Indicative rate · 9.5%

Estimated monthly payment

FCFA 68,872

Total repayable

FCFA 1,652,922

Apply now

How NtaCCUL loans work

  • Transparent flat-rate pricing — no hidden fees
  • Approval decisions in 48 hours for members in good standing
  • Grace periods of up to 3 months on education and business loans
  • Voluntary insurance add-on for outstanding balance coverage
  • Early repayment accepted with zero penalty

What you'll need to apply

  • Valid NtaCCUL membership (or apply for one alongside)
  • National ID, Passport, or Driver's licence
  • Last 3 months of income proof (payslip, bank statement, or business receipts)
  • Guarantor for loans under 500,000 FCFA
  • Collateral for loans above 500,000 FCFA — case-by-case review
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