Fifty-two years of financial strength, built one member at a time.
From a single office in Ntarikon to 18 branches serving over 100,000 members — NtaCCUL has been the cooperative backbone of Northwest Cameroon since 1972.
Active members
Years of trust
Branches across Cameroon
2025 dividend
To empower every member with accessible, cooperative financial services that transform lives, families, and communities across Cameroon.
To be Cameroon's most trusted credit union — digital where it helps, human where it matters.
Nine principles that guide every loan approved, every account opened, and every member conversation.
Member focus
Our members are our owners. Every product decision starts from their real life.
Integrity
Transparent rates, honest conversations, and zero hidden fees.
Inclusion
We serve every member — student, farmer, trader, entrepreneur.
Sustainability
Lending and investing that supports long-term community wellbeing.
Innovation
We adopt technology only when it makes our members' lives easier.
Empowerment
Financial education is free and available to everyone.
Respect
Every member deserves dignity at every counter, every call, every screen.
Collaboration
Stronger together — with our branches, our members, and our partners.
Excellence
We raise the standard of cooperative banking in Cameroon.
Milestones that shaped NtaCCUL from a village cooperative into a national institution.
NtaCCUL is founded
A small group of Ntarikon families pool their savings to form a member-owned cooperative credit union.
First expansion
Membership crosses 5,000 and the first branch outside Ntarikon opens in Mankon.
Loan services scale
Personal and business loan portfolios grow rapidly, serving a new generation of entrepreneurs.
Regional reach
NtaCCUL enters the Littoral and West regions, opening branches in Buea, Bafoussam, and Limbe.
Mobile & USSD banking
Partnerships with MTN and Orange bring NtaCCUL to every feature phone via USSD #237*907#.
Digital member portal
Online accounts, VISA cards, and international transfer partnerships with Western Union, MoneyGram, and Ria.
The board and executive team accountable to our 100,000+ members.
Emmanuel Ndifor
Chief Executive Officer
Over 20 years in cooperative finance across Cameroon and the CEMAC region.
Grace Fomo
Chief Operating Officer
Leads branch operations and member services across our 18 branches.
Paul Mvondo
Chief Financial Officer
Former regional audit partner with a focus on cooperative governance.
Dr. Cynthia Mbah
Chair, Board of Directors
Professor of Cooperative Economics and long-time NtaCCUL member.
Roger Djomo
Head of Credit
Fifteen years of lending leadership across personal and business portfolios.
Lucienne Nkou
Head of Marketing & Community
Drives NtaCCUL's community-development programmes and brand.